Valuations & Transactions

Valuations & Transactions

What is NAV and how is it calculated?

NAV (Net Asset Value) is the value of an asset at a specific point in time. In Finticx, NAV is determined by a combination of valuations (which set the baseline value for a period) and transactions (which adjust the value between valuation moments). When a new valuation is entered, it overrides all prior valuation and transaction movements and becomes the new starting point.

What is the difference between NAV Performance and Realised Performance?

NAV Performance is the unrealised change in asset value that is not explained by transactions — it reflects fair value movements, market changes, or revaluations. Realised Performance arises from actual cash-generating events such as dividends, interest received, rental income, or gains on sales. Both are calculated automatically and combined into Total Performance.

Do I need to enter a valuation every month?

No. If you do not enter a new valuation for a period, Finticx automatically rolls forward the most recent valuation. You only need to enter a new valuation when the asset's value has changed or when an official valuation is available.

What is a NAV Adjustment transaction?

A NAV Adjustment transaction allows you to correct the NAV of an asset — for example, to align it with an external statement — without creating artificial performance. Use it when you need to reconcile a discrepancy without affecting the asset's reported return figures.

What is the Auto Reconciliation feature?

Auto Reconciliation is available for Current Account assets linked to an IBAN. When enabled, Finticx automatically generates a reconciliation transaction to bridge any gap between two valuations that cannot be explained by recorded cash flows. This reduces the need for manual cash reconciliation.